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Showing posts with the label Free Financial Advice

Review By Indian Money Bangalore Things You Must Know About Equity Investing

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Investing is all about accumulating wealth over time. There are different types of investments. The return on investment varies across products. Investment returns can be market-linked or fixed. Equity investment means money is invested in a company by purchasing the shares of that company. As Per Indian money Review Equity investing is often considered as gambling because of the nature of operations. Return on investment is high, but involves a risk factor. Returns are dependent on market dynamics. It is an ideal investment to earn higher returns over a short period of time. Important Things to Know Before Investing in Equity Funds Uncertainty is the underlying feature of equity investments. Equity investing means investing in the future of a business. There is no defined rule to decide which business would succeed or fail. This means, you don’t know beforehand how your investment will perform in the future. This makes it scary, thrilling and risky at the same tim...

Review by Indian Money Factors to Consider While Buying Term Insurance

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Term life insurances are pure protection plans that come with no maturity benefit. We all know the importance of a term life insurance and how it helps us to secure the lives of our dependents. It is the simplest and the most effective tool to secure your family at affordable premium rates. Even if you have accumulated a large sum of money, a critical illness or an accident is enough to destabilize your finances. Buying a term life insurance not only shields your dependents in case of your death but also provides coverage during a critical illness or an accident and covers the loss of income. Want to know more on Term Insurance We at IndianMoney.com Review will make it easy for you. 4 Factors to Consider While Buying Term Insurance Factors to Consider While Purchasing a Term Plan As you are spoilt for choices, you must consider certain important factors while selecting a suitable term plan . Here are a few important factors you must keep in mind while purchasing a te...

IndianMoney Review - What to do if you have complaints against loan provider

IndianMoney Review - What to do if you have complaints against loan provider It is quite possible that you have some complaints against the company that provided you the home loan. Do you have suspicion that the company cheated you? In this Indian Money review we will look at ways fraudsters use to cheat common people and options you can utilize for filing a complaint. Techniques Fraudsters Use According to IndianMoney Company Bangalore , fraudsters use different techniques to scam people. Let us go through the details here. Mis-selling : When we get a loan from bank, the loan application is where the terms and conditions are documented. At the time loan sanction letter is released, the loan provider usually prints or writes the rate that was mutually agreed. However, Indian Money review Bangalore show that oftentimes these unscrupulous loan providers include new higher rates instead of what was mutually agreed. Lock-in Period : Many loans have a lock-in period and Indi...

Indian Money Review – How Retirees Can Save Themselves from Retirement Planning Scammers

Senior citizens usually complain that scammers often target them for scams related to retirement planning. Our aim here will be to explore all the intricate details so that you do not fall prey to these scams and frauds. Indian Money Review – How Retirees Can Save Themselves from Retirement Planning Scammers People close to retirement age begin thinking about retirement planning and investment to protect their future. It is also the time they try to get some leisure time for themselves and their families. But, these aspirations can be negatively affected if they fall prey to retirement planning scams. IndianMoney.com Bangalore review shows that there are many investment offers that are available in the market that do not deliver results as promised by the provider. Indian Money complaints review division performed a thorough analysis to find out details about these investment scams and how they function. Scams Retirees need to be Wary of Unsolicited Offers Retirees o...

Indianmoney Review - Factors to Consider When Comparing Term Insurance

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One form of life insurance, term insurance provides required risk protection. Here the insurers pay a lump-sum which is known as death benefit to nominee of the insured in case insured person dies within the policy term. Let us explore the advantages of buying term insurance plan. Why buy term insurance? – An Indian Money Review Financial Security | Coverage for Liabilities | Tax Advantage | Multiple Riders Financial Security As per IndianMoney.com review , the good thing about term insurance is that it helps in securing your family’s future in case something happens to you. Coverage for Liabilities The payment you receive from term insurance plan will help you in repaying your liabilities in time such as home or personal loan. Tax Advantage As a tax payer you will be getting tax deductions according to Section 80C on premiums that you will be paying. Moreover, death benefits received by nominee will be exempted from tax. Multiple Riders Riders refer to add on ...

Indian money Reviews - Tips to Improve Your Credit Score for a Home Loan

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Credit score is an important factor which helps you get a home loan sanctioned. If you want to get a  home loan sanctioned , you must have a good credit report. It will help you get the home loan easily. There are various factors that play an important role in building credit score like credit utilization ratio (CUR), payment history and clearing dues and loans. However, if you have a low credit score, these are some tips to improve your credit score: Want to know more on  c redit score ? We at IndianMoney.com will make it easy for you. Just give us a missed call on 022 6181 6111 to explore our unique Free Advisory Service.  IndianMoney.com  is not a seller of any financial products. We only provide FREE financial advice/education to ensure that you are not misguided while buying any kind of financial products Review your credit report on a regular basis: There are various credit portals which allow you to check credit score for free. You can check yo...

Reasons Why You Should Buy Term Life Insurance Plan - Indian Money Review

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Purchasing a  term life insurance plan  is the best way to ensure high cover for your family at a low cost. A  term insurance policy  gives the buyer an option to modify or customize policy features and benefits to suit personal requirements. You have a number of options to choose from. It’s best to  avail term life insurance  at young age. Once you have a good job and stable income, you can  avail a term insurance policy  as it provides your family with security and financial stability in your absence. If you have dependents, don’t forget term life insurance. Want to know more on  Term Life Insurance ? IndianMoney.com will make it easy for you. Just give us a missed call on 022 6181 6111 to explore our unique Free Advisory Service.  IndianMoney.com  is not a seller of any financial products. Reasons Why You Should Buy Term Life Insurance Plan Outlined below are the top 7 reasons why you must consider buying a term in...

How to Handle Customer Complaints a Review by Indian Money

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Complaints against brands are very common and happen each day. Complaints are usually posted by customers who are not happy with the products or services offered by the company. Even though companies try hard to reduce consumer complaints and keep customers happy, sometimes things are out of their control. Customers are the stakeholders of a business, so it’s very important to keep them happy. If a company has a lot of unhappy customers, it has a negative effect on the business. If a customer is unhappy with the services or the products, they will not keep quiet and propagate this to the whole World. If a business keeps customers happy, this is free marketing for them. So when a company receives a customer complaint , they should consider it as constructive feedback and handle it with the right attitude. Unfortunately, many businesses think handling customer complaints is a frustrating process and tend to ignore them. Doing so has a negative impact on the business. How to ...

Indian Money Review - how to buy the right term insurance plan

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What is term insurance Plan? In simple words a  term insurance plan  is a form of life cover that provides coverage against a specific set of risks for a defined period of time. The  term insurance plan  aims to provide coverage to secure family needs of the policy holder in case of a sudden demise. In this type of policy, there is no saving component like an endowment policy. An individual can opt for a term insurance policy as the premiums are very affordable compared to other life insurance policies. Want to know more on  Term Life Insurance ? IndianMoney.com Review will make it easy for you. Just give us a missed call on 022 6181 6111 to explore our unique Free Advisory Service.  IndianMoney.com  is not a seller of any financial products.  Types of term insurance plans: A  term insurance policy  is a traditional form of life cover that can be availed for a fixed term. Almost all major insurers offer term plans at affo...

IndianMoney Reviews Filing Complaint against Builder in Consumer Forum

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There are plenty of  complaints against builders  and developers. Non delivery of possession certificate is one of the biggest complaints against builders. Poor quality construction, leakage in ceiling, low quality electric wiring, improper drainage system, and delay in handing over the apartment are some of the other complaints. They are plenty of ways builders can cheat you. A common unfair practice is insertion of a penalty clause which favors builders. All rules and penalties are for customers and none for builders. A buyer could be charged a penalty of 18% on delayed payments when buying an apartment. The builder clause has a penalty of just 1-2% for the builder in case of late delivery. What to learn on residential land and  residential apartments ? We at IndianMoney.com will make it easy for you. Just give us a missed call on 022 6181 6111 to explore our unique Free Advisory Service.  IndianMoney.com  is not a seller of any financial products. ...

Review and file a complaint on online fraud - Indian Money Review

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Indian money Review , a consumer cheated by an online shopping site can raise a complaint against them, by registering a consumer complaint on the official website of the consumer & empowerment centre. What is Online Fraud? Online fraud  is theft which is committed online. These types of frauds involve financial fraud or identity fraud. There are various ways in which online fraud is done.  Online fraud  is mainly done to get the individual reveal personal information or by luring the person to willingly transfer money to the scammers account. These frauds can either be done through virus attacks or by sending emails with a log in page that would collect individual’s personal data or by luring the person to send money to accounts created by fraudsters via fake websites. Online shopping frauds: The success of online shopping is mainly due to the advancement of technology. Technology has made it easier for scammers to hack people’s personal data. Howeve...

IndianMoney Review - File Complaint on Money Transfer to Wrong Bank Account

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Reason for wrong transactions 1. Remitter types wrong bank account number or  IFSC code . 2. Wrong transactions can also take place due to technical glitches at the bank's end. If the amount has been credited to the wrong bank account due to bank error or technical glitches, the responsibility of rectifying the error lies with the bank. IndianMoney Review:  File Complaint on Money Transfer To Wrong Bank Account According to the  Reserve Bank of India’s  guidelines, it is your responsibility to provide the correct bank account details of the beneficiary, while making payment. In the case of the wrong transfer, you will be held liable, not the bank or any other person. Without taking approval of the beneficiary, the bank will not be able to reverse money transactions from its end. Indian Money reviews say that banks can only act as a facilitator. What to do if you transfer money to a wrong bank account? Inform the bank If you have typed the wrong ba...

IndianMoney Complaints - Compare ULIP Plan, Review and Benefits

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Unit Linked Insurance Plans or ULIPs  are insurance cum investment plans. ULIP offers life insurance cover and an opportunity at wealth creation. Part of the premium goes towards mortality cover and the remaining amounts are invested in equity, debt or a mix of both, depending on the type of ULIP.  ULIPs  help achieve financial goals of retirement planning, investment planning, tax planning and children’s education planning among others. ULIP is a long-term investment which has a 5 year lock-in period. Insurance agents sell ULIPs promising great return on investments. ULIPs are also marketed as tax saving investments. The purpose of availing insurance is risk protection. Sadly, ULIP offers low mortality cover and insurance agents don’t inform people which is cheating and fraud. Indian Money review Bangalore say never mix insurance with investments.  ULIPs  offer low mortality and have high charges. An IndianMoney dot com review says ULIPS deduct pre...

Indian Money Review, Indian money dot com review - Mobile Banking Safety Tips

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Mobile banking safety tips: Indian Money Review Develop the habit of setting a screen lock : IndianMoney reviews say that it is always good to lock your Smartphone with the screen lock feature. This will help keep personal and sensitive banking information safe, if you ever lose your phone. Fraudsters can access all the information stored if you do not lock Smartphone with screen lock. Almost all phones have the screen lock option.  You can either set a screen lock pattern or a 4 digit pin. Set a secure password If you are using mobile banking, make sure to protect account information by setting a strong and unique password for mobile banking apps. A password keeps your data safe from hackers. Many people keep their name, birthday and phone number as passwords. If you want to keep money safe, your password should be a mixture of small letters, capital letters, and numbers. Download apps from official app stores Recently, many fake bank apps have stolen the data of t...

Check Reviews and Complaints about Private Lenders on Indian Money

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What are payday loans? Youth in India love availing payday loans. Payday loans are also called quick cash loans, instant personal loans, and small cash loans and so on. They are availed by young people who have just joined jobs and are not able to manage expenses. It is a small cash loan to meet immediate expenses, availed by salaried people. Many people in their first job  avail payday loans . Repayments are made as soon as they get the salary. Payday loan complaints You can avail payday loans with bad credit score. If you have a credit score around 600, you could get  payday loans with bad credit . Loan amounts range from Rs 10,000 to Rs 50,000. The tenure ranges from 1 month to 3 months. Indian Money Review   tells you to avail payday loans carefully because of high interest rates. Some payday loans say just 0.1% interest a day. Looks a small amount but is it? This is actually 36% a year which is a massive interest rate. You are borrowing at 36% a year. I...

Indian Money Review on Digital Payment in India

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Digital payments are those payments which are done through digital modes. Through  digital payments , you can send and receive money easily. It is also known as electronic payment. In India, digital payments had increased rapidly after demonetization. Many people prefer digital payments rather than using cash all the time. In this article, Indian Money Dot com review will review the various digital payments in India. Want to know more on  Investment Planning ? We at IndianMoney.com will make it easy for you. Just give us a missed call on 022 6181 6111 to explore our unique Free Advisory Service. IndianMoney.com is not a seller of any financial products. We only provide FREE financial advice/education to ensure that you are not misguided while buying any kind of  financial products . Indian Money Review on Digital Payment in India Debit and credit card Debit and  credit cards  are the most commonly used digital payments in India. People prefer pa...

IndianMoney Review - File Complaint against Employer for Salary

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Employer not paying salary for the work done is the most common complaint these days. There are many such incidents happening in India. Usually, this happens when the employee is planning to leave the job or at the time when the contract is going to end. Many employers do not pay the salary if they fire employees. Many employees in India have faced such problems and felt helpless without knowing what action can be taken. In this article, Indianmoney Dot com Review will tell how to file a complaint against employer for not paying salaries. IndianMoney dot com Review : File Complaint against Employer for Salary 1. Contact the HR department If the salary is not paid by your employer, you must first contact the HR department of your company to know why you have not received salaries. If there is no mistake on your part and the employer is simply refusing to pay the salary, you can take further steps. 2. Send legal notice to your employer To resolve issues between you and e...

Post your complaints on Indianmoney if you are cheated in car loan

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Banks finance the purchase of a new car or a used car through a  car loan . Car loans are available at reasonable interest rates and a tenure which enables easy repayments.  Car loans  help you buy the dream car at a young age. Want to know more on  Car Loans ? We at IndianMoney.com will make it easy for you. Just give us a missed call on 022 6181 6111 to explore our unique Free Advisory Service. IndianMoney Complaints is not a seller of any financial products. We only provide FREE financial advice/education to ensure that you are not misguided while buying any kind of financial products. Post Your Complaints on IndianMoney If You Are Cheated in Car Loan Car loan Fraud: Car loan  Cheated are committed by both dealers and financing agents. These are some of the cheated you should be aware of: Guaranteed approval:  There is no such thing as a guaranteed loan. Any lender will first run a  credit check  before approvin...

Not Satisfied with Bank Service Post Your Complaint on IndianMoney

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Banks plays a major role in our lives and having a  bank account  is very important. Not all customers are satisfied with services provided by banks. Many customers have some or the other issues with banks and these issues turn into complaints. In this article, we will discuss how to post your complaint in IndianMoney.com, if you are not satisfied with bank services. Want to know more on  fixed deposits ? We at IndianMoney.com will make it easy for you. Just give us a missed call on 022 6181 6111 to explore our unique Free Advisory Service.  IndianMoney Complaints  is not a seller of any financial products. We only provide FREE financial advice/education to ensure that you are not misguided while buying any kind of financial products. Not Satisfied with Bank Service? Post Your Complaint on IndianMoney How to file a complaint with the bank? 1. Raise complaint with bank If you are not satisfied with bank service, the first things you must do is con...