Indian Money Company Reviews | IndianMoney CEO

What is term insurance Plan? In simple words a  term insurance plan  is a form of life cover that provides coverage against a specific set of risks for a defined period of time. The  term insurance plan  aims to provide coverage to secure family needs of the policy holder in case of a sudden demise. In this type of policy, there is no saving component like an endowment policy. An individual can opt for a term insurance policy as the premiums are very affordable compared to other life insurance policies. Want to know more on  Term Life Insurance ? IndianMoney.com Review will make it easy for you. Just give us a missed call on 022 6181 6111 to explore our unique Free Advisory Service.  IndianMoney.com  is not a seller of any financial products.  Types of term insurance plans: A  term insurance policy  is a traditional form of life cover that can be availed for a fixed term. Almost all major insurers offer term plans at affo...

There are plenty of  complaints against builders  and developers. Non delivery of possession certificate is one of the biggest complaints against builders. Poor quality construction, leakage in ceiling, low quality electric wiring, improper drainage system, and delay in handing over the apartment are some of the other complaints. They are plenty of ways builders can cheat you. A common unfair practice is insertion of a penalty clause which favors builders. All rules and penalties are for customers and none for builders. A buyer could be charged a penalty of 18% on delayed payments when buying an apartment. The builder clause has a penalty of just 1-2% for the builder in case of late delivery. What to learn on residential land and  residential apartments ? We at IndianMoney.com will make it easy for you. Just give us a missed call on 022 6181 6111 to explore our unique Free Advisory Service.  IndianMoney.com  is not a seller of any financial products. ...

What is Term Insurance Plan? Term insurance plan  is a basic risk protection plan. It is a term contract between the insured and the insurer. The insured avails the policy by paying premiums on a monthly or annual basis. Sum assured is paid to nominees if policy holder dies within the term of the plan.  An insured would spend a small portion of his/her annual income to  avail a term life insurance pla n. Term insurance would financially benefit the family, if the insured meets an untimely end.  Term life insurance  has no survival benefits.   How to avail a term insurance plan? You can avail a term insurance plan either online or offline through life insurance agents. Availing  online term insurance may be 30-40% cheaper than offline plans. Want to know more on  term life insurance ? We at IndianMoney.com will make it easy for you. Just give us a missed call on 022 6181 6111 to explore our unique Free Advisory Service.  Indian...

Indian money Review , a consumer cheated by an online shopping site can raise a complaint against them, by registering a consumer complaint on the official website of the consumer & empowerment centre. What is Online Fraud? Online fraud  is theft which is committed online. These types of frauds involve financial fraud or identity fraud. There are various ways in which online fraud is done.  Online fraud  is mainly done to get the individual reveal personal information or by luring the person to willingly transfer money to the scammers account. These frauds can either be done through virus attacks or by sending emails with a log in page that would collect individual’s personal data or by luring the person to send money to accounts created by fraudsters via fake websites. Online shopping frauds: The success of online shopping is mainly due to the advancement of technology. Technology has made it easier for scammers to hack people’s personal data. Howeve...

Reason for wrong transactions 1. Remitter types wrong bank account number or  IFSC code . 2. Wrong transactions can also take place due to technical glitches at the bank's end. If the amount has been credited to the wrong bank account due to bank error or technical glitches, the responsibility of rectifying the error lies with the bank. IndianMoney Review:  File Complaint on Money Transfer To Wrong Bank Account According to the  Reserve Bank of India’s  guidelines, it is your responsibility to provide the correct bank account details of the beneficiary, while making payment. In the case of the wrong transfer, you will be held liable, not the bank or any other person. Without taking approval of the beneficiary, the bank will not be able to reverse money transactions from its end. Indian Money reviews say that banks can only act as a facilitator. What to do if you transfer money to a wrong bank account? Inform the bank If you have typed the wrong ba...

Unit Linked Insurance Plans or ULIPs  are insurance cum investment plans. ULIP offers life insurance cover and an opportunity at wealth creation. Part of the premium goes towards mortality cover and the remaining amounts are invested in equity, debt or a mix of both, depending on the type of ULIP.  ULIPs  help achieve financial goals of retirement planning, investment planning, tax planning and children’s education planning among others. ULIP is a long-term investment which has a 5 year lock-in period. Insurance agents sell ULIPs promising great return on investments. ULIPs are also marketed as tax saving investments. The purpose of availing insurance is risk protection. Sadly, ULIP offers low mortality cover and insurance agents don’t inform people which is cheating and fraud. Indian Money review Bangalore say never mix insurance with investments.  ULIPs  offer low mortality and have high charges. An IndianMoney dot com review says ULIPS deduct pre...

Mobile banking safety tips: Indian Money Review Develop the habit of setting a screen lock : IndianMoney reviews say that it is always good to lock your Smartphone with the screen lock feature. This will help keep personal and sensitive banking information safe, if you ever lose your phone. Fraudsters can access all the information stored if you do not lock Smartphone with screen lock. Almost all phones have the screen lock option.  You can either set a screen lock pattern or a 4 digit pin. Set a secure password If you are using mobile banking, make sure to protect account information by setting a strong and unique password for mobile banking apps. A password keeps your data safe from hackers. Many people keep their name, birthday and phone number as passwords. If you want to keep money safe, your password should be a mixture of small letters, capital letters, and numbers. Download apps from official app stores Recently, many fake bank apps have stolen the data of t...

Insurance agents help you get insurance & they are supposed to sell policies that meet financial goals. As per Indian Money reviews , many agents prefer to sell policies that give high commissions. Want to know more on  Term Insurance ? We at IndianMoney.com will make it easy for you. Just give us a missed call on 022 6181 6111 to explore our unique Free Advisory Service.  IndianMoney.com  is not a seller of any financial products. IndianMoney Review: How People Are Cheated By Insurance Agents These are the ways an  insurance agent  may cheat you. You will be forced to buy endowment plans When you contact  insurance agents  to avail an  insurance policy  to protect loved ones, many  insurance agents  force you to buy an  endowment plan . This is because they get a high commission on the premiums paid on the  endowment plan . Availing  endowment plans  to protect loved ones is not a good idea, a...

What are payday loans? Youth in India love availing payday loans. Payday loans are also called quick cash loans, instant personal loans, and small cash loans and so on. They are availed by young people who have just joined jobs and are not able to manage expenses. It is a small cash loan to meet immediate expenses, availed by salaried people. Many people in their first job  avail payday loans . Repayments are made as soon as they get the salary. Payday loan complaints You can avail payday loans with bad credit score. If you have a credit score around 600, you could get  payday loans with bad credit . Loan amounts range from Rs 10,000 to Rs 50,000. The tenure ranges from 1 month to 3 months. Indian Money Review   tells you to avail payday loans carefully because of high interest rates. Some payday loans say just 0.1% interest a day. Looks a small amount but is it? This is actually 36% a year which is a massive interest rate. You are borrowing at 36% a year. I...

Digital payments are those payments which are done through digital modes. Through  digital payments , you can send and receive money easily. It is also known as electronic payment. In India, digital payments had increased rapidly after demonetization. Many people prefer digital payments rather than using cash all the time. In this article, Indian Money Dot com review will review the various digital payments in India. Want to know more on  Investment Planning ? We at IndianMoney.com will make it easy for you. Just give us a missed call on 022 6181 6111 to explore our unique Free Advisory Service. IndianMoney.com is not a seller of any financial products. We only provide FREE financial advice/education to ensure that you are not misguided while buying any kind of  financial products . Indian Money Review on Digital Payment in India Debit and credit card Debit and  credit cards  are the most commonly used digital payments in India. People prefer pa...