Indian Money Review, Indian Money Dot com -Things to Check before Availing a Loan

Banks and NBFCs are doing their best to make borrowing easy. Car loans and home loans are helping the youth in India, own cars and homes at a young age. This would not be so simple with the income many of these youth earn.
Your repaying capacity helps banks decide on your loan eligibility. Before availing another loan, you need to ask yourself, can I afford it? It’s very important to distinguish between a good loan and a bad loan.
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Things to Check before Availing a Loan?
If a loan does not help you generate income and it is used to purchase a depreciating asset like a car you don’t need, then this is a bad loan. Your financial health is affected if you go for such a loan, when you have an existing loan and there is no increase in income.
Be Wise, Get Rich.


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